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If you find that you can’t qualify for the posh requirements of the American Express® Centurion card, you may want to consider other “elite” options.If you cannot see live stream: Please check if your plugin is Adobe Flash version 10,1 or greater Iphone and Android mobile phones: you may download and use Puffin browser which supports flash.The card, available to just 0.1% of the population according to The Motley Fool, would most likely only be offered to those who can handle its high-limits and spending power.While the jury is out on what the exact cut-off is for a qualifying credit score, common sense would dictate that you must have an excellent and established history of spending and payments with an existing American Express® card to even be considered for this premium offer.Here are our favorite alternatives to the Black Card, along with links to each card’s online application: For those wondering just how to get a Black Card, the answer is pretty obvious (and pricey!): spend often, and on big purchases, with the intent to pay back promptly.

Credit scores used to be one of the most important factors in getting a great credit card offer, and the Black Card is no different.

In the end, though, it’s mostly about how much you spend.

The typical card user won’t be using their card in a way that meets Black Card requirements because most people don’t spend that much.

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